Homeownership Resource

Assumable Mortgage Data

Built at the intersection of big data and AI.

Low Interest Rates &
Low Down Payment Homes
Public Mortgage Data

All Assumable Loans by State

FHA Loans
87,000
Assumable
VA Loans
3.7%
Assumable
Median Rate
1,712
Note rate
Census Tracts
5.8 yrs
Covered
Avg Loan Age
Years

Source: FHFA Enterprise Public Use Database (PUDB) & HUD open data. Figures shown are illustrative placeholders pending live data-file integration; FHFA/HUD publish these datasets on a quarterly and annual cadence — not in real time.

Sample Data — Assumable Mortgage List
Full NameOwner AddressCityStateZip CodePhoneEmailAcresLand Sq FtLiving Sq FtBasement Sq FtYear BuiltBedsBathsLoan to ValueMortgage RateMortgage LenderRecording DateMonthly PaymentPayments MadeHidden ValuePhone LookupFacebookLinkedIn
JAMES R. HOLLOWAY4821 W SUNRISE BLVDPHOENIXAZ85001602-555-0142[email protected]20068,7371,26001969320783.50%QUICKEN LOANS INC2019-01-28$707.6659$41,751.85Phn LookupFacebookLinkedIn
MARIA T. SANDOVAL1103 E DESERT VIEW DRPHOENIXAZ85003602-555-0287[email protected]908239,5602,4501,1501958320663.50%FIRST CAROLINA BANK2019-06-21$767.8754$41,464.79Phn LookupFacebookLinkedIn
DEREK L. FOUNTAIN7750 N CACTUS RIDGE RDPHOENIXAZ85006602-555-0391[email protected]20969,1321,9203601985310873.50%NFM INC2019-04-02$866.9457$49,415.53Phn LookupFacebookLinkedIn
LINDA K. MORRISON2290 S COPPER CANYON WAYPHOENIXAZ85008602-555-0458[email protected]959441,7921,42001944310873.50%CALIBER HOME LOANS INC2019-12-10$696.0249$34,104.94Phn LookupFacebookLinkedIn
THOMAS W. BRECKER5518 W GOLDEN GATE AVEPHOENIXAZ85009602-555-0513[email protected]1070046,6092,9101,4101978420823.50%AMERICAN ADVISORS GROUP2019-06-28$1,077.7154$58,196.19Phn LookupFacebookLinkedIn
ANGELA R. WHITFIELD9034 E MESA VERDE PKWYPHOENIXAZ85012602-555-0674[email protected]7683,3452,9551352018420683.50%SOUTHERN TRUST MORTGAGE2018-10-04$1,407.3363$88,661.70Phn LookupFacebookLinkedIn
CARLOS M. DELGADO3317 N IRONWOOD TERRACEPHOENIXAZ85013602-555-0729[email protected]11414,9721,01002006320603.50%ADVANTAGE LENDING LLC2019-11-22$934.2949$45,780.06Phn LookupFacebookLinkedIn
PATRICIA J. NGUYEN6601 S SAGUARO PASS CTPHOENIXAZ85014602-555-0836[email protected]11414,9721,32002013320634.37%STATE EMPLOYEES CU2018-10-26$2,061.3362$127,802.42Phn LookupFacebookLinkedIn
RAYMOND B. OKAFOR1845 W PALO VERDE LOOPPHOENIXAZ85015602-555-0947[email protected]11414,9721,01001980310713.50%W N EVANS DEVELOPMENT LLC2019-04-18$1,586.0449$90,404.50Phn LookupFacebookLinkedIn
SUSAN E. CALLOWAY4422 E TURQUOISE RIDGE RDPHOENIXAZ85016602-555-0163[email protected]11414,9721,01001969320643.50%ACADEMY MORTGAGE CORP2017-10-27$1,535.7374$113,644.23Phn LookupFacebookLinkedIn
KEVIN D. ASHWORTH8809 N SONORAN HEIGHTS DRPHOENIXAZ85017602-555-0274[email protected]11414,9721,01001975420743.50%USAA FSB2019-07-25$1,630.5153$86,416.93Phn LookupFacebookLinkedIn
DIANA L. PEMBERTON2277 S OCOTILLO SPRINGS LNPHOENIXAZ85019602-555-0385[email protected]11414,9721,01001999320813.50%THE FEDERAL SAVINGS BANK2019-12-06$925.4749$45,347.91Phn LookupFacebookLinkedIn
Showing 8 of 500+ records · Redacted for previewAssumableMortgageData.com
Robust Data File

Every state, zip, or city of your choice

These opportunities save money and allows more time to establish equity gap financing when needed. The assumable loans on our list have already established interest rates as low as 2%. Position yourself to connect before anyone else and be ready to take over.

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Who It Serves

Built for buyers, investors, and realtors

Home Buyers

Lock in a low rate

Skip the high-rate market. Assume an existing FHA or VA loan at 2–4% and save thousands over the life of your mortgage.

Investors

Off-market edge

Find assumable loans before they hit the MLS. Low rates mean better cash flow and stronger returns on every deal.

Realtors

Win more listings

Bring your clients opportunities no one else has. Assumable mortgage data gives you a competitive edge in any market.

Trust & Experience

15+ years in the assumable mortgage space

Trust & Experience LLC has been connecting buyers with assumable mortgage opportunities since 2009. Our data is sourced directly from public records and verified for accuracy. We can help even if you are experiencing delays with your current assumption. Want to fix it?

15+
Years of Experience
How Do I Start?

Five steps to your new home

Pre-established, assumable, low-rate property data in your area. These homes offer 5 years off the normal 30-year mortgage payment term when you assume it.

01

Buy a Data List

02

Meet and Agree

03

Hire AssumptionPro

04

Complete Approval

05

Save Your Docs

Why Assumable

The numbers speak for themselves

Assumable loans are already guaranteed by Fannie Mae & Freddie Mac — no delays, minimal paperwork. The loans on our list have established interest rates as low as 2%. Position yourself to connect before anyone else.

Short Term Benefits

Keep your coins

Lower cost, reduced payment terms, low interest rates, minimal paperwork. No Fannie Mae & Freddie Mac delays — the loans are already guaranteed by them.

Immediate Benefits

Keep your cash

Some lenders may request a small amount to secure the loan, but this typically doesn't exceed $500. A credit score of 620 or better increases your potential.

By The Numbers
2%
Rates as low as
50
States covered
60
Day accuracy guarantee
15+
Years of experience

"Position yourself to connect before anyone else and be ready to take over."

Equity Gap Financing

Bridge the gap between the loan balance and the purchase price

When an assumable loan balance is lower than the home's value, you need equity gap financing to cover the difference. We connect qualified buyers with the right resources.

Learn About Equity Gap Financing

Ready to find your assumable mortgage?

Get off-market assumable mortgage data delivered to your inbox. All 50 states. FHA & VA options. 60-day accuracy guarantee.

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