Equity Gap Financing
"When you find the right assumable loan but need more cash to help cover the asking price - use our lender network to bridge the equity gap!"
We can help even if you are experiencing delays with your current assumption. Want to fix it?
What is an equity gap?
When you assume a seller's existing mortgage, you take over their remaining loan balance — not the full purchase price. If the home has built up equity since it was purchased, that difference between the sale price and the assumable loan balance is due in cash (or a second loan) at closing. That difference is the equity gap.
The lower the assumed interest rate, the more valuable the loan — which often means a bigger gap to cover. We connect you with lenders and financing partners who specialize in exactly this.
From gap to closing table
Identify the Gap
We confirm the loan balance vs. sale price on your target property.
Get Matched
Connect to a gap-financing lender or partner in our network.
Structure the Deal
Second lien, cash, or blended structure — whatever fits.
Close & Assume
Complete the assumption with your gap financing in place.
Built for buyers who have already found the right loan
Short on cash, not on qualification
You qualify to assume the loan but don't have six figures sitting in a bank account for the gap.
Preserving capital across deals
Keep more cash working across multiple properties instead of tying it all up in one gap payment.
Keep deals from falling through
Bring your buyer a financing path when the equity gap is the only thing standing between them and the keys.
Connected to specialists who know assumptions
Equity gap financing isn't a mainstream lending product — it takes a lender who understands assumption transactions specifically. That's what this network is built around.
AssumptionPro.com
Dual-track assumption processing built for mortgage servicers, RESPA Section 8(c) compliant.
Visit AssumptionPro.com →AssumableEquityGap.com
Our affiliate network of banks, credit unions, and non-bank lenders providing secondary and gap financing.
Visit AssumableEquityGap.com →Connect With a Gap Lender
Tell us about your situation and we'll route you to the right financing partner in our network.