Assumable Mortgages — Low Rates, Shorter Payment Terms

Why Buy This List?

Buying Our Data Means - You're Buying a Head Start.

Every day you wait, another buyer or another investor could be the one who assumes the loan before you ever get a chance. Assumable mortgages aren't advertised. Sellers don't know to mention it, and most buyers never even know the option exists. This list is the only way to see who actually has one before anyone else does and the remarkable savings it brings.

Get There First

Your next home is just a phone call away. All you need is our data list. It shares who, what, why, when, and how to contact the seller. Many buyers start by simply asking "Do you have any interest in selling your home?" Position yourself to connect before anyone else. It works.

What Do I Do With It?

Five Simple Steps to Make It Work

1. 1

   Scan your target area first. Start with the city or zip code you actually want. Then check the loan details to compare the interest rate, and its potential savings in the file. Remember to view what the loan-to-value ratio is. The higher the number, the better the odds are for assumption.

2. 2

   Reach out directly. Call, text, or message the owner. Introduce yourself and ask if they have any interest in selling their home. Only mention the assumption option after they say Yes.

3. 3

   Let them know how you found out about their assumable loan and if they would consider an assumable sale. They will confirm the loan matches the one you have and that it's still active.

4. 4

   Loop in the lenders once there's interest. Their current lender, or our Equity Gap Financing partners if there's a cash gap, handles the paperwork.

5. 5

   Move fast and don't stop at one. Buyers who succeed contact several properties, not just the "perfect" one because some leads won't pan out. That's normal. Reach out to several, not just one.